The Christian Restoration Association (CRA) began the Recycled Riches Fund in 1974. It exists to help congregations that have needs, such as new churches to get into their first buildings and others in need of additions, renovations or repairs to their existing buildings.
The fund, built by contributions of churches and individuals, keeps the Lord's money in the Lord's work through interest-free loans and recycles these funds. A service charge of 2% of the value of the loan is used towards managerial costs of the CRA. Any costs above this amount are subsidized from the general fund of the CRA. The borrowing church repays the principal of the loan in ten years with 120 monthly payments. These payments are available for immediate recycling in a loan to yet another church.
The Recycled Riches Fund is held as a sacred trust. The money deposited in this fund will not be removed for any other purpose. Congregations which have been blessed contribute to this fund to help congregations which have needs. When their needs are supplied, these churches can begin to help others.
